Insurance carriers pay billions of dollars every year for property damage caused by fire and aggressively investigate subrogation possibilities through counsel, private sector origin and cause investigators, and engineering consultants.

The origin and cause investigators are a crucial member of the subrogation investigation process. The investigator’s opinions traditionally form the foundation for the insurer’s decision to put potentially responsible parties on notice of potential claims and schedule a joint scene exam. The investigator’s opinions are also instrumental in an insurer’s ultimate decision on whether to file a lawsuit against a responsible third party.

An Electrical and/or Mechanical Engineer’s study is often a vital part of the process concerning proof of product liability. The Investigator identifies the problem and develops a hypothesis, then collects and secures the evidence to test that hypothesis. At FFS our engineering resources have the years of experience needed to detect the exact failure for subrogation and recovery cases.

Investigator Ben Benfield, CFEI, BS-FSA, along with his team of engineers, have successfully guided many clients through this recovery and subrogation process with accurate, fact-based conclusions.